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Tracy Erin's avatar

Just wanted to suggest to the person traveling to Hawaii with a toddler that you look into renting a condo in addition to hotel options. You don't get the fancy pools (but your kiddo is young to enjoy those) or the kids club so if you want those, then stick with a hotel, but it's nice to be able to eat a lot of your meals at home both in terms of saving some money and working around the child's attention span. If you select Maui as Josh suggested, I would look at Wailea if you can afford it, Kihei if you want more affordable but close to Wailea, or Kapalua if you want something in between and a little less crowded. The Kapalua Bay Villas are nice and right on the water with great views and nice pools and beautiful grounds.

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Christopher King's avatar

I understand the hesitation surrounding student loan forgiveness, especially because as mentioned here, that cost eventually gets handed to taxpayers (nor does it solve the bigger problems of inflated costs of education in future years, and the circumstances surrounding individual borrowing at for-profit schools). However, it seems to me that relaxing the terms around repayment (expanding income- and public service-based repayment), unburdening interest rates accrued on loan principal, and also providing some sort of tax relief for the payee would be avenues for helping get borrowers better relief. Bankruptcy law might also deserve a look. Student loans are meant to be an investment in pulling more Americans into the higher education system, which should benefit both the individual and the American economy more generally. So-- trying to think of ways to lessen student loan burdens on the whole, maybe tax-incentivized repayment features, caps on interest generation, and loosening of some repayment terms would go further than blanket-level loan forgiveness.

Full disclosure-- I hold a significant amount of student loans from public university- it took me a long time to support myself through the end of my graduate degree. As much as I'd personally love student loan forgiveness, I think more practically that there could improvement to a number of repayment features.

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